Some buyers worry that the PMI on their loan will balloon their monthly payment extraordinarily, but this is rarely the case. When you consider that a monthly mortgage payment adds to your net worth each month through home equity, paying a little extra for PMI is often a no-brainer.

Credit scores range from 300-850, and this isn’t golf, so higher is better. But don’t worry! Just like you can pass college with a C average, you can also buy a home with fair credit!

It’s a very common misconception that you aren’t ready to buy a home until you have saved at least 20% of the home’s price as a down payment. I believed this and waited and saved up a HUGE chunk of change, but this just is not true!

Just like in every other part of our lives, every person involved in a real estate transaction is bringing their own experiences—and preconceived notions—to the table. A huge part of my job as a real estate agent is helping people sort the facts from the fiction, especially when it comes to new buyers!